Thursday, November 13, 2025

UniCredit Earns Second “A” Rating This Year as S&P Upgrades Issuer to A, Above Italy’s Sovereign Rating

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UniCredit S.p.A. has received another acknowledgment of its financial strength, as international rating agency Standard & Poor’s (S&P) upgraded the bank’s credit rating to “A-” with a stable outlook. This marks the second S&P upgrade in 2025, placing UniCredit one notch above Italy’s sovereign rating — a notable achievement in the European banking landscape.

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According to S&P, the decision reflects the improvement in UniCredit’s business and financial profile, as well as the strengthening of its internal recapitalization buffer of subordinated debt. The agency highlights the bank’s strong franchise, diversified geographic presence, solid profitability, high-quality assets, and robust liquidity.

UniCredit’s standalone credit profile has been revised to “a-”, while its long- and short-term resolution counterparty ratings have been raised to “A” and “A-1”. The issuer’s short-term credit rating was reaffirmed at “A-2”.

This upgrade further strengthens UniCredit’s position among Europe’s best-rated financial institutions, underscoring the group’s stability and investor confidence in today’s challenging economic environment.

Photo: futurebanking.ro

Teodora Helerman
Teodora Helerman
Online editor, content writer, blogger, and social media specialist, with experience in writing and publishing news, creating original content, and adapting materials for various digital platforms.
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